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LEGAL NOTICES: While attempts have been made to provide effective, verifiable information in this website, Hardship Letter EBook, Sample Hardship Letter video presentations, education and or information, neither FRG management, employees or contractors of FRG  LLC nor their respective parents, subsidiaries and affiliated companies assume any responsibility for errors, inaccuracies, or omissions. If advice concerning tax, legal, compliance, or related matters is needed, the services of a qualified professional should be sought. The Hardship letter E-Book, writing a hardship letter video presentation, Sample Hardship Letter education and or information is not a source of legal, regulatory compliance, or accounting information, and it should not be regarded as such. The use of any information contained herein, such as opinions, instructions, suggestions, advice, letters and other similar content is at the user's own risk. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you.

Any purchases made on this site are provided and or sold with the understanding that neither FRG management, employees or contractors nor FRG LLC are engaged in rendering legal, accounting or other professional services. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. Each person, agent or student must determine their own laws and regulations within their respective states, cities, counties or place of business.   Since federal and local laws differ widely, as do codes of conduct for members of professional organizations and agencies, the reader of My Hardship Letter EBooks, pre foreclosure hardship letter information, presentations, letter of hardship education and or information must accept full responsibility for determining the legality and/or ethical character of any and all business transactions and/or practices adopted and enacted in his or her particular field and geographic location, whether or not those transactions and/or practices are suggested, either directly or indirectly.  As with any business advice, the reader is strongly encouraged to seek professional counsel before taking action. NOTE: No guarantees of income, profits or savings are intended by My Hardship Letter and its EBooks, presentations, education and or information. Many variables affect each individual's results. Your results will vary from the hardship letter examples given. FRG management, employees and contractors and FRG  LLC cannot and will not promise your personal hardship letters success and have no control over what you may do or not do with this program or information, and therefore cannot accept the responsibility for your results. You are the only one who can initiate the action necessary in order to reap your own rewards! Any and all references to persons or businesses, whether living or dead, existing or defunct, are purely coincidental. Any slights of people or organizations are unintentional.

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